Although summer is in full swing, the folks at T-Mobile are getting ready for back-to-school season and to make things easier on starving students, the carrier is adding accessories priced from $69 – $250 to its Equipment Installment Program (EIP). This new setup lets T-Mobile customers purchase items like smartwatches and audio gear with a 24 month payment plan for no money down.

While making payments on a set of headphones might sound silly to some, being able to stretch the purchase of a smartwatch after buying a new phone or tablet does offer a little relief to people shopping on a budget. T-Mobile’s EIP option for accessories starts on July 20th, so you’ve got some time to decide if the magenta-hued carrier’s new initiative is worth investing in.

(via T-Mobile)